20 Best Ways To Save Money by NOT being Normal – GS10

Originally this article started as 16 ways to save money by NOT being normal, but over the years we have written about so many great ways to save money , I thought I would expand on it a bit to create an even larger list of some of the best money saving tips. Video Intro Can’t see the video in your RSS reader or email? Click Here! 1. Use  Ebates  when shopping online Normal = Don’t get any cash back on purchases If you are shopping online Ebates is a no-brainer! Basically it works like this… You visit Ebates.com , then click a link to your favorite online store (they have over 1200 stores like Target, Kohls, Walmart, etc) and make your purchase like normal. Ebates will then will be paid a referral fee by that retailer and will share the earnings with you. They pay you a percentage (1%-25%) of the purchase price back. It is completely free to and they even give you a free $5 gift card for signing up . I have been with them since 2008 and have earned hundreds of dollars. For more info read my review ( what is Ebates? ). 2. Save money on Cell Phone Purchases Normal = Just pay the regular price at the Verizon store I had no idea that you can save $100 or more by NOT renewing & upgrading your cell phone service at the store. Instead you can  buy cheap cell phones online  from Amazon.com and do it all with them. I didn’t think much of it until I saw that some of the top phones are $100 or more cheaper from them than through your carrier. You can find out more about the program  here . 3. Get Rid of Your LandLine Normal = Spending $25/m for a phone you never use Many people can save money by only using their cell phones and just doing away with a landline. If you are like me and prefer to use a landline rather than a cell-phone, you can still save money by getting free long distance calls using a device called Magicjack . I have been using it for years, when I purchased mine it cost me $20 for the device and it costs $20 per YEAR to use – which equates to about $1.66/month. Admittedly it is a little quirky, so read my Magicjack review to be sure you know what you are getting into. 4. Save money with the library Normal = Pay for things that the library offers for free If you can get past the frequently outdated décor, public libraries are home to a wealth of resources. Of course you can borrow books instead of buying them, but they also often have subscriptions to high cost services or publications like Hoovers or Valueline. Our local library has grown a huge collection of popular CDs and DVDs over the last few years. So, it can be a cheap (free) ways to catch a few good movies. If you must be “Normal” and buy, at least use these 5 ways to save money on books . 5. Buying used stuff always saves money Normal = Buy new This is one of my favorite creative ways to save money. I first learned the power of this back in college, when I discovered that I could get my textbooks for free , by buying and selling them at Amazon. I was paying a few bucks (at most) for my textbooks that many of my classmates were paying over $100 for. Leo from Zenhabits suggests to, “Send out an email to family or friends, or just ask around. You might be surprised. I was about to buy a printer, and then found out my mom just bought a laser printer and didn’t need her old inkjet.” Freecycle.org and craigslist.org are also good places to look. And of course, you can always check out garage sales and thrift shops. 6. Simplify your wardrobe Normal = Buy ing clothes that you like without looking at the wardrobe as a whole Don’t buy clothes that will only work as one outfit. Look for clothes that you will be able to wear with many other things, creating multiple outfits. Instead of buying that green and purple striped coat that will only go with one or two outfits, you could get a solid color gray that will work most of what you wear. Spend less money on the trendy items that won’t be in style long, and spend more on quality items. You really can do this and still be stylish at the same time. Simplifying your wardrobe is just one way you can save money on clothes . 7. Make money with your clutter Normal = Garage sale or throw away clutter It is easier than you may think. eBay and Amazon.com make the process a breeze. Sign up for an account, take a few digital pictures, post it, and watch the buyers come to you. HINT: The biggest key I have noticed is selling brand name items and taking a few seconds to think, “If I wanted to buy this item, how would I search for it?” If you do this, you will be much more successful. Below are a few more ways to make money selling your clutter… How to sell books on Amazon.com How to sell your stuff on eBay How to sell old electronics Selling Your Gold? Be Careful! What to do with old cell phones Of course, some of your junk won’t be worth the effort of selling it online. For that stuff – maybe garage sale, maybe just save yourself the hassle and give it to the thrift store . 8. Maintain stuff Normal = Buy new, don’t maintain, it breaks, then buy new as cycle repeats again and again. Even if you buy the best stuff, if you don’t maintain it you will not save you as much money as it could. You’ll then spend less on buying new stuff. When you buy something worth maintaining, take a few minutes to read the maintenance manual, and create a maintenance checklist that you can attach to the item. For important things like your car’s oil changes or tune-ups, put them in your calendar. To make it even easier schedule most of your maintenance all on one day with a Car Day . 9. Saving energy = Saving money Normal = wasting energy Even though, “Being green is so IN right now,” the “normal” thing to do is waste energy. So not only will everyone think you are cool, but you can save money as well. Check out these 10 Energy saving tips . Also, I am not sure how much money this will save you, but check out Blackle.com – birthed out of a question, “How much energy would be saved if Google had a black screen instead of a white one?” Supposedly, the search results are the same as the regular Google results. 10. Save money on exercise Normal = Sign up for an expensive gym membership and never use it Why not be extremely abnormal? You can get much cheaper access to a gym AND use it too!! Sign up for a class at a local community college (as little as $35 a semester). Then, use your ID to work out at the community college gym. That is a lot better than the $30-$40 a month most gyms charge. 11. Regularly Shop Insurance Rates Normal = Buy insurance and keep renewing without checking rates Regardless of who you buy from, you can be abnormal and save money by shopping around every year or so for insurance. I have saved over $530/year for the same coverage by getting car insurance quotes on a regular basis. Now there is something to be said for finding a top-rated insurance company – it may not be worth saving $50/year to switch to a terrible company, so use your own judgement. Term life insurance is recommended for most people and you can read my Zander term life insurance review if you are interested. To get other types of insurance quotes you can just click the links below… Get a Health Insurance Quote Get a Life Insurance Quote Get an Auto Insurance Quote Get a Home Insurance Quote 12. Use  PerkStreet Financial ‘s Cash-Back Debit Card Normal = Don’t get any cash back on purchases My PerkStreet  2% cash-back debit card  is my new favorite financial product. A lot of people like to use  rewards credit cards  so they can get cash back from their purchases, but just one late payment can completely negate any rewards earned that month. But when you find a debit card that pays rewards just as good (if not better) as most credit card rewards programs it seems like a pretty simple decision to me. I have been banking with  PerkStreet  the last two months and have  earned $147 in rewards  over that 2 month period – not too bad! 13. Live in a smaller home Normal = Buy the biggest house you can afford (or more than you can afford) For some reasons, Americans just love to assume that bigger is better with just about everything. There is a plague of families constantly having to get a larger dwelling because their stockpile of junk gets too large for their current home. Often just by throwing junk away and spending time organizing storage areas and closets, you may realize that you DO have a big enough living space, it just needed a little organizational love. A lot of money can be saved by living in a smaller place. When you think about it that way, organizing really might pay very well. 14. Buy a used car Normal = Buy a new car, pay it off (or maybe not) and buy a new one You can save a lot of money on car depreciation by purchasing a car 2 years old or older. Some cars can lose as much as 35% in value during the first year. It’s best to drive a car as long as you can especially if you do purchase them new. 15. Shop after the season Normal = buying Christmas décor during Christmas season Shop for holiday cards, decorations, and gift wrap as the season ends, and keep them for next year. We do this and then we also enjoy the nice surprise after Thanksgiving of finding out what we bought the previous year that we forgot about. 16. Shop when no one else wants to Normal = House shopping while the weather is nice If you are considering a new home, remember the best time to buy is in the dead of winter, when other buyers huddle inside. You can save 5 percent off the peak-season price. 17. Save money on your home entertainment You can now watch many TV programs and many free legal movies online if you hook your computer up to your TV. Or you could spend about $60 on a device that allows you to watch HDTV on your computer . Or if you rent a lot of  movies one of the best ways to save money is to use Netflix or Blockbuster’s streaming or online video rentals. For even more, you can check out these 5 movie renting alternatives . 18. Buy jewelry from a discounter Normal = Buy jewelry from the mall jewelry store or another traditional store If you haven’t purchased jewelry in a while, you may be interested to know that the jewelry industry is going through some major changes. Diamonds have always had ridiculous markups, but recently there are more options for relief. Many direct importers are selling rings themselves at much better prices than you could get from the traditional stores. It makes perfect sense – the traditional stores have to pay for a storefront, sales force, utilities, etc., therefore the importers can usually beat their prices hands down. I bought my wife’s engagement ring at Amazon and ended up having it appraised for thousands more than I paid. That may just be my best way to save money. 19. Save money at the hospital Normal = Don’t know that it is possible to save money at the hospital I didn’t realize that you had options and to be honest most times if the hospital is involved, I am “normal” and could care less about what it costs. But, if it isn’t an urgent matter there are ways to save money at the hospital that I had never thought of. Did you know that you can bring your own stuff (e.g. pillows, linens, nightgowns)? Evidently, hospitals charge quite a bit for these items. ( I have no personal experience with this one – can anyone confirm or deny?) 20. Go out to dinner for half price Normal = Go to the same few restaurants all the time and pay full price I love to try new restaurants, but since it is quite an expensive hobby – it is nice when you can save a few bucks. Enter the Entertainment Book . This wonderful tool costs about $25, but will pay for itself quickly if you use it a couple of times. It is available for most large U.S. cities and has thousands of coupons to participating restaurants – most of which are buy-one-get-one-free. This is one of my favorites ways to find new places to eat and save money in the process. Also consider Groupon.com or  Restaurant.com who sells $25 gift certificates (with restrictions) for $10 to thousands of restaurants across the country. Feel free to share any creative and ways that you save money by NOT being “normal.” Related Articles: 5 Simple Ways To Save Money Shopping A few great ways to save money How to Save Hundreds of Dollars By Taking a Day Off Work 8 Tips To Save Money On Your Christmas Shopping Save money on dinner with the Entertainment book 15 Ways to Cut Your Expenses – GS2 Selling gold for cash Bob enjoys dark chocolate, paying off debt, giving, Foosball, loose-leaf tea, helping people succeed, learning, anything God created, playing guitar, Philippians, excellence, Chick-Fil-A, and making his wife smile. He started ChristianPF in 2007 and Co-Founded Blogging Your Passion in 2011. Find him on Facebook & Twitter . FTC Disclosure of Material Connection: Some of the links in the post above may be affiliate links. This means if you click on the link and purchase the item, we will receive an affiliate commission. Regardless, we only recommend products or services we use personally and/or believe will add value to readers. Read more here .

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20 Best Ways To Save Money by NOT being Normal – GS10

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