I’m Scottish . . . 1/4 Scottish to be exact. What do you think about when you imagine Scotland? Chances are you think about things like rugby, bag pipes, and beer. How about frugal? Yeah, believe it not, the Scottish are known to be extremely frugal . Who knows, maybe this is why I’m frugal! Yup, I didn’t know about this either. I just found out about it and did some research. The Scottish were and still are very frugal to this day. Did you know that a Scot founded the first commercial bank? Neither did I. So, what made them so frugal? Let’s dig in and find out. Why outsource if you can do it yourself? The people of Scotland have never been known to be a people to outsource their work. They never avoided hard work. They rolled up their sleeves and got the job done. This is evident from their great success during the industrial revolution. This type of fortitude can be applied to repetitive or boring tasks in our daily lives. Do you have a gardener? Do you change your own oil or take it to a shop? How about replacing the wood trim at your house? A Scot would never hire someone to do these remedial tasks. A Scot would work on the garden until dusk, change the oil in the garage, and change out the wood trim on weekends. A true Scot does it himself and doesn’t need any help! Use one object for multiple uses. This cracks me up about the Scottish. During wars, they used a pitchfork instead of a sword. Why you ask? Well, a pitchfork can be used for farming and other tasks as well! A sword is great for killing someone but doesn’t feed your family. They were fundamentally against having multiple objects when one did the job. The Scottish did pretty well in wars, so I guess the pitchfork worked pretty darn well! What does this mean for the rest of us? This could mean using the same cars for multiple tasks. Do you really need a truck for moving and yard work when the back of an SUV will get the job done? Or maybe you have too much house. Downsizing might be a smart move a long with simplifying your life. The Scottish were all about being utilitarian and keeping things frugal. Always think twice before you buy something. If there is a doubt, that probably means you don’t need it! Make the Scottish proud, don’t give in to waste. Never buy brand new. The Scottish were known for their skills in taking used equipment and getting them to work brand new again. This was crucial during the industrial revolution. Instead of buying brand new steam engines, a typical route would be to fix-up and modify the existing engine. This saved the Scottish a large sum of money during that time in history. Thankfully, here in the United States, there is no lack of secondhand goods or even discounted outlet stores. Since we are known for waste, there is ample opportunity to grab up perfectly fine products and materials for cheap. Even pawn shops are on the board these days. The last one I was in was high class and they actually had some great products for pennies on the dollar when compared to new prices! You can take this further with used cars. When you drive a car off the lot, it loses a significant amount of value vs buying a used car. Don’t give into the American culture of always wanting the next bet thing. They sure seem to practice frugality better than we do! Well, I hope this has been as fun for you as it has been for me. It’s so cool to see how frugality is practiced in different cultures. I for one have been inspired reading about the frugal Scottish. Stay frugal America! So, do you think you’re as frugal as a Scotsman? Meet us in the comments! Image by Lance Bellers / Shutterstock Related Articles: What is the difference between frugal and cheap? How to be Frugal and Have Fun Make Big Frugal Moves! Simplify your Closet Is There Such a Thing as Good Debt? Should you buy a used car or new car? Buying Groceries In Bulk: The Hidden Dangers Jon is a Christian personal finance writer at Free Money Wisdom . His mission is to help you succeed in your personal finance life with the Bible as your compass. When Jon is not writing on personal finance, he spends time with his girlfriend, lifts iron at the gym, and plays Scrabble. You can subscribe to his site through EMAIL / RSS or you can also find him on Twitter and Facebook . The articles on this site are for entertainment purposes and should not be taken as financial advice. Please contact a financial professional for specific advice regarding your situation. Also, many of the CPF articles help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others. Find out more here .