How to Be Content in Life and Save Money

Contentment. It’s something that we’re all seeking after, but sometimes it’s difficult to find. How do you become content with your circumstances, and how can being content save you money? Here are a few thoughts on this simple but important topic. What’s Your Standard of Living? We all have standards of living. Becoming content in life is about lowering your standards of living and rethinking what is necessary. In America, many people think that having a car, a cell phone, or television are necessary expenses. One is used for transportation, another communication, and still another news gathering. But are these things really necessary? Many of the things we currently consider necessary are actually just convenient . It’s convenient to have quick transportation to the convenience store down the road. It’s convenient to be able to call someone wherever you are. It’s convenient to get news over the television rather than using the Internet you already pay for. Yes, some people may need a car. Yes, some may even need a cell phone. And, yes, some may even need a television (but I’m reluctant to say so). My goal is to help you shrink your standard of living and encourage you to think about products and services in the context of trying to sustain your life. Necessary products and services are ones you cannot physically live without. Of course, there are a spectrum of purchases that fall between absolute need and absolute want. Only you can truly make those decisions for yourself. Make a budget and keep contentment in mind. Keep your life free from the love of money and be content with what you have, because God has said, “Never will I leave you; never will I forsake you.” – Hebrews 13:5 NIV God asks us to be content with what we have. You may even try becoming content with less! Simplifying your life has some great benefits. Lower your standard of living so you are comfortable and not burdened by a clutter of things. How Being Content Saves You Money There are a few obvious ways that being content saves you money. But there are others you might not have thought about. Here are some of the ways being content truly keeps money in your wallet. Be weird, be content, and find ways to save money ! You’ll spend less on purchases. This is the obvious one. When you’re content, you’ll spend less money. You’re a whole lot less likely to buy the latest gadget or album if you’re content with what you have. Spending isn’t wrong, but spending less will help you to financially prosper. Be content and spend money you have. Throw away the credit cards and consider a cash back debit card instead. You’ll have less maintenance costs. Because I’ll be soon working full time from home , my wife and I are considering getting rid of one of our vehicles. Sure, it would be nice to have quick transportation if I so desire, but I could always wait until my wife gets home from work. This would be a great step for us to simplify our lives and lower our maintenance costs. Think about it. We wouldn’t have another vehicle to worry about. No maintenance costs, no insurance! That’s a beautiful thing. You’ll be healthier and save on medical costs. According to an article by Teri Dwyer, the financial cost of stress is staggering. One particular finding stood out: A 20-year study by the University College London completed in the early 1990s found that unmanaged reactions to stress were a more dangerous risk factor for cancer and heart disease than either cigarette smoking or high-cholesterol foods. Yikes. That’s scary stuff people. The good news is that if you can learn to be content your stress level will come down and you’ll be less likely to have medical problems in the future. That will save you money and unnecessary pain . 3 Practical Steps to Becoming Content Here are a few things you can do to move yourself closer to a life of contentment. Write down one thing per day you are thankful for on a list. This will help you stay motivated and keep the blessing you have in clear focus. Pray. Ask God for wisdom in making purchase decisions. If you’re struggling with spending too much money, pray that God will lead you to contentment. I think you’ll find God will respond to your earnest prayer. Remove negative people, situations, and things from your life. When you have a lot of negativity around you, it can turn you to frustration instead of God. Negativity is bound to happen, but remove as much as reasonably possible to ensure it doesn’t drag you down. Reflect on your standard of living. Should it be different? If so, how much money will it save you? Walk through these practical steps to becoming content, and you’re sure to find some peace. What are some ways you are content? How do you achieve contentment in your life? Leave a comment below. Happy couple image from Shutterstock Related Articles: Learning how to be content 3 Unconventional Ways to Save Money How to find money to save 10 Ways To Simplify Your Life (And Make and Save Money In The Process) John Frainee is a personal finance writer at TheChristianDollar.com . His goal is to provide biblical financial principles that encourage people to live healthier lives. Beyond personal finance, John enjoys spending time with his wife and two crazy cats, playing a competitive game of Monopoly, and reading just about anything he can get his hands on. You can also find him on Twitter and Facebook .

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How to Be Content in Life and Save Money

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